The Power to Move You August 2023

Dear Readers,

Summer is in full swing, and so is the August issue of The Power to Move You magazine! Prepare to be swept away by an exhilarating lineup of features and properties that will infuse your season with inspiration, adventure, and possibilities.

Our Features section is an invitation to embrace the magic of August. Dive into our expert-curated guide to the 9 essential home maintenance and safety tasks that will keep your haven in pristine condition. Get ready to channel your inner eco-warrior as we unveil a host of eco-friendly property upgrades tailor-made for savvy investors with an eye on both the environment and their bottom line.

Are you ready to unleash the untapped potential of your home? Learn how to transform your basement into an income-generating oasis, opening doors to financial freedom. And for all the culinary enthusiasts, our pages are graced with the heavenly recipe of a Blueberry Crumble Pie that captures the essence of summer in every bite. Pair it with the zesty thrill of a Jameson’s and Ginger with Lime cocktail, and you have yourself a recipe for pure delight.

For those ready to embark on a journey of simplification, our “Less is More” feature offers tips for downsizing, freeing you from clutter and unlocking new experiences. Venture into our OAF section, where the luxurious escape of the Five-Star Weekend awaits, beckoning you to unwind and rejuvenate. Plus, join us as we explore the enchanting world of Hibachi Teppanyaki & Bar, reviewed by the insightful Samantha McGrath.

In a world that moves at lightning speed, we’ve got your mental health covered. Discover a curated list of mental health apps that promise to be your allies in the pursuit of well-being and balance.

Our Properties section is a treasure trove of real estate wonders. From the charming allure of 11 Highland Park Road- beautifully staged by Lindsay Meadwell to the sun-soaked vibes of 1520 Farmstead Drive in Milton, we bring you a variety of living possibilities. Explore the captivating 1/8th Ownership offering and uncover the urban oasis at 12050 Via Cerina Drive in Florida. With both exciting new listings and recent success stories, this section is your gateway to your next adventure.

Finally, in our All About Real Estate segment, we bring you the pulse of the market with the Toronto Regional Real Estate Board’s July at a glance. Discover our mission, why working by referral is at the heart of our service, and how we can elevate your real estate journey.

Immerse yourself in the August 2023 issue of The Power to Move You. Let the pages come alive with the promise of this vibrant season, and let our content empower you to make the most of these golden days. Stay inspired, stay adventurous, and let’s celebrate the magic of summer together! With excitement and anticipation,

Editor, The Power to Move You

At the TB Realty Group, we don't just sell properties – we create lasting relationships. Our commitment to exceptional service, unwavering integrity, and a personalized approach to real estate sets us apart. If you or someone you know is looking at buying, selling or investing in real estate locally or anywhere around the world, call us at 647-298-0997 or visit us at www.theTBrealtygroup.com and we will help make your experience as successful and stress free as possible.

9 AUGUST HOME MAINTENANCE & SAFETY TASKS

Now that we are into August, it’s time to focus on maintaining the integrity of our homes and ensuring the safety of our loved ones. This August Home Maintenance and Safety Checklist will guide you through essential tasks that will keep your home in top shape and your family protected. We understand life can get busy, so we’ve made this checklist concise and simple, and you can also download a free printable version for easy reference. By taking preemptive measures now, you’ll create a beautiful and safe space for years to come.

1.

DEEP CLEAN CARPETS:

With warm weather prevailing, now is the perfect time to give your carpets a thorough cleaning. Open the windows to let the fresh breeze flow through your home, allowing your carpets to dry faster. Clean and fresh carpets not only rejuvenate your living spaces but also prepare you for the upcoming fall season.

2. CONNECT WITH NEIGHBORS FOR EMERGENCIES:

Safety is a collective responsibility, and having a supportive neighborhood community can be invaluable during emergencies. Ensure you have the contact information of several neighbors who can offer assistance when needed. Extend your help to them as well, fostering a strong and helpful community bond.

3.

CLEAN AND MAINTAIN BATHROOM EXHAUST FANS:

Your bathroom exhaust fan plays a vital role in maintaining a healthy environment indoors. Regularly clean and maintain it to remove odors, excess moisture, and airborne pollutants. This simple task can significantly improve the air quality in your home.

4.

MANAGE FLYING PEST PROBLEMS:

Late summer tends to attract flying pests, so take proactive steps to manage their presence. Walk around your home, identifying areas with pools of moisture, as these spots often attract mosquitos and bugs. Addressing the issue now will keep your home pest-free.

5. PRUNE BUSHES, PLANTS, AND DEAD LIMBS:

Prepare your landscape for the upcoming winter by pruning dead tree limbs and overhanging branches. Winter storms and heavy snow can cause damage if weak limbs are left unattended. Additionally, clear away dead bushes and shrubs to get your yard ready for the vibrant growth of spring.

6. CLEAN OUTDOOR STONE SURFACES:

Stone walkways and patios can accumulate dust and grime over time. Give these outdoor stone surfaces some tender loving care to maintain their beauty and safety.

7. GIVE YOUR HOME AN ELECTRICAL SAFETY CHECK-UP:

Electrical issues can be potential fire hazards and can wreak havoc on your home. Take the time to inspect your electrical systems and fix any potential hazards. If necessary, consult a professional electrician to ensure everything is in order.

8. INSPECT BASEMENT AND CRAWL SPACES FOR MOISTURE:

Moisture in your basement can lead to severe structural damage and the growth of harmful airborne toxins like mold. Inspect your basement and crawl spaces for any signs of water leakage and address the issue promptly.

9. INSPECT YOUR ROOF:

Before the colder weather sets in, inspect your roof for any integrity issues, loose shingles, damaged flashing, rust, or other potential problems. Taking care of roof maintenance now can prevent costly repairs later.

By following this August Home Maintenance and Safety Checklist, you are taking the necessary steps to protect your home and loved ones. Prioritize these tasks to ensure your home is ready to face the challenges of the upcoming seasons.

Nestled in one of Dundas’ most coveted neighbourhoods, this charming twostory family residence is bound to capture your heart. Each bedroom window offers picturesque views of the pool and landscaped backyard, serving as a testament to the genuine pride invested in its creation.

The spacious layout of the rooms forms a welcoming floor plan, perfectly suited for a growing family. This could be the one you’re waiting for!

ECO-FRIENDLY PROPERTY UPGRADES FOR INVESTORS

Living green is not only beneficial for the environment and future generations, but it can also be an investment opportunity for homeowners and property investors. Eco-friendly upgrades can potentially increase property values and appeal to potential buyers or renters.

To get started, conduct a home energy audit to identify solutions tailored to your property. By researching home improvement grants, rebates, and incentives from all levels of government and private organizations, you can take advantage of cost-saving programs and maximize your investment.

For those who prefer DIY upgrades, some suggestions to improve your property’s ecological efficiency and value include installing energy-efficient windows, opting for sustainable natural flooring (such as cork or bamboo), replacing your roof with a metal one, and landscaping with native plants to conserve water and cut costs. We all know that living green is better for the environment and

for our future generations. It’s widely believed that ecological efficiency and fiscal responsibility are in conflict. Are they really, though?

We at Canadian Real Estate Wealth wholeheartedly disagree with this notion. With many homeowners and investors looking to upgrade their existing properties or turn over good-quality ones that they have renovated, it can be difficult to know how to get the best bang for your buck. From large-scale projects to smaller ones, smart home improvement projects will make your home more enjoyable to live in and more attractive to potential buyers or renters in the future. For this reason, we believe eco-friendly property up -

Source: https://www.tbrealtygroup.ca/blog/2023/08/13/Eco-Friendly-Property-Upgrades-for-Investors?ct=t(EMAIL_CAMPAIGN_3_24_2021_13_32_COPY_19)

grades are worth the return on investment for homeowners and investors alike.

WHERE TO BEGIN?

It can be difficult to know exactly where to begin, as the options for eco-property upgrades may seem endless.

Our first recommended step is to have a home energy audit done on the residence. This will give you solutions that are curated uniquely for your property and likely come with some information on available grant programs.

An experienced energy advisor will offer insight into the rebates available to homeowners and investors who undertake improvements and, in many instances, complete the application – making it as turnkey as possible.

GRANT YOU THAT REBATE

To ensure that our investor readership doesn’t leave any money on the table, our recommended

step two is research. Research the home improvement grants and rebates available to you not only at the federal or provincial level but also at the municipal or county level. Several retrofit incentive programs are available to help homeowners achieve sustainable energy cost savings and comfort improvements, which is an enticement to potential renters and future home purchasers. There are several offered by private organizations, as well as government initiatives.

Enbridge Home Efficiency Rebate Plus offers eligible residents of Ontario up to $10,000 for energy efficiency upgrades and up to $600 for pre- and post-retrofit energy audits (as a one-time rebate). This program, often referred to as HER+, is the co-delivery mechanism of the Canada Greener Home Grant, offered in partnership with Natural Resources Canada.

As of January of this year, Ontario property owners must apply through the HER+ to be considered for both the provincial grant program and the federal grant initiative, the Canada Greener Homes Grant.

The Canada Greener Homes Loan from Natural Resources Canada is a relatively new interest-free financing program designed to support homeowners in retrofitting their homes to be more energy efficient. Property owners are eligible for a loan (unsecured personal loan on approved credit) in an amount between $5,000 –$40,000 through the abovementioned program. An eligible property/ homeowner is only able to have one loan, and it can be repaid over a ten-year period. An advance portion, up to a maximum of fifteen percent of the total loan, is available to engage contractors as a means of deposit and begin retrofit work at your home. The full sum will be made available after verification is completed through a post-retrofit energy audit.

Although we certainly advocate for a home energy audit as the first step down the path of eco-friendly upgrades, we recognize that others may choose to forge a more do-it-yourself path. For those investor-individuals, we have included a list of upgrades that we, subjectively, feel offer the best return on your investment (ROI).

INVESTING ON THE INSIDE

Shiny New Windows: Okay, they don’t have to be shiny, but if your property’s windows are more than 15 years old, there’s a high degree of likelihood that they are energy inefficient. Additionally, they may be sagging or bowed, prone to leaking both moisture and heat, accumulating condensation, or have frost between the panes of glass. Although window replacement is costly to an investor’s bottom line, experts report a return on your investment of at least 70 percent, and that’s before any grants or other incentives.

Walk All Over It: Sustainable Natural Flooring done right is the investment that keeps on giving, both in terms of an investor’s pocketbook and the longevity of the lifespan of the upgrade. When we look at other types of flooring, such as tile or carpet, they not only show signs of wear and tear, but can also fall out of fashion. While wood ranks highest when it comes to ROI for flooring, there are still plenty to choose from when it comes to green flooring options. Try cork, which is durable and resistant to spills, or turn your mind to bamboo, which offers premium sustainability while feeling and looking like wood.

Metal Up: If the roof on your home or investment

property needs replacing, consider a metal roof. Metal roofs are moss and fungus-proof, fire-retardant, and can help improve the cooling of your home or property in the warmer summer months. Metal roofs are also known as “forever roofs” because they last and last with regular maintenance. So, say goodbye to the reoccurring replacement cost of the 20-year asphalt shingle! Plus, they’ll offer more than a 60 percent return on investment.

Landscape with Native Plants: Upgrading your property’s landscaping and, by extension, curb appeal is

one of the easiest and most inexpensive ways to improve your home’s resale value or to entice tenants. First impressions matter! This can be achieved without the exorbitant water bills associated with having a lush, green lawn. Instead, try adding native plants as an eco-friendly alternative. The reason for this is that they use less water because they’re used to that specific climate. They also boast a natural resistance to area pests and diseases, whether you’re in Vancouver, Calgary, Yellowknife, or Halifax. Plus, most are perennials, so they’ll come back year after year without replanting.

IN CONCLUSION

Just like deciding between a cell phone or a personal computer and a landline, gone are the days when investors had to choose between being eco-conscious or fiscally responsible. Investors can have the best of both worlds. While we maintain our earlier assertion that the savvy investor or homeowner starts with an energy audit to ensure a solution that is customized not only to your unique property’s eco-deficiencies but also your specific financial situation, we have also given you a few ideas as a jumping-off point for the handyperson in you who is itching for a project.

Catch every sunset at this stunning home, featuring a rooftop pool and access to San Diego’s best beach. Get ready for palm trees, beach strolls and stunning sunsets. Just four houses away from the Pacific.

The expansive rooftop deck and entertaining room are perfect places for gathering to enjoy ocean views and breezes. The home comes fully furnished and professionally decorated. Go for it!

CONVERTING YOUR BASEMENT TO AN INCOME SUITE

With the current interest rates and economic scenarios, many Canadians may be looking for ways to bring in some extra cash. One option for this is to put your home equity to work and consider renovating your basement into a legal income suite!

You can do this by using a secured credit line (home equity line of credit or HELOC) to help fund the upfront cash to make changes to your home. A few things to consider before you invest in renovating to create an income suite include:

Zoning: Before looking into doing anything with an income suite, always double-check if you are zoned accordingly for a smooth renovation. If your zoning does not allow for secondary suites, see if you can rezone.

Local Regulations: Depending on your location, there may be particular regulations that you need to follow or be aware of regarding your suite. A few examples of how the regulations can differ between provinces or cities include:

In Coquitlam, you cannot have a suite that is more than 40% of the main house floor plan. You are also required to offer a parking spot for tenants.

In Kelowna, you can only have one secondary suite and the home must have an “S” designation.

In Calgary, updated zoning legislation has now made it easier to add income suites.

Toronto has also proposed reforms that will make it easier to add suites.

In Montréal, anyone carrying out a project involving the addition of at least 1 dwelling and a residential area of more than 450 m² (equivalent to approximately 5 dwellings)

must enter into an agreement with the City of Montréal in order to contribute to the supply of social, affordable and family housing. It can be a new building, an extension, or the conversion of a building.

Visit the official municipal websites or consult local building departments to obtain accurate and up-to-date information on the rules and requirements in your area BEFORE getting started.

Insurance & Legal Considerations: Before adding your secondary suite, ensure that you have proper insurance coverage or the ability to add additional coverage to protect both the primary residence and suite. In addition, you will want to consult a lawyer and draw up a tenant or rental agreement for any potential tenants. Ontario has a mandatory standard lease agreement that all landlords must use.

Unit Layout and Design: If the zoning and regulations in your area allow you to build an income suite, the next steps are to look at the suite layout and dimensions.

Confirm any size restrictions or minimum ceiling height requirements as you are laying out the design for the unit.

The unit should have, at minimum the following:

1) A separate parking space for the renter.

2) A separate entrance, kitchen, bathroom, and living/ sleeping areas.

3) Ventilation and soundproofing measures to enhance livability.

4) Consideration of natural light.

5) Interlink smoke detectors for primary and secondary residences.

6) Separate, independently-controlled ventilation and heating system.

7) Proper drainage, sewage connections, and utility separations.

8) Outlets, circuits, and lighting that meet electrical code requirements.

Ensure that however your income suite is designed, you are hiring the appropriate building, plumbing, and electrical experts to ensure your suite is up to code and avoid any potential disasters.

Building & Trade Permits: Once you have confirmed that you are properly zoned and able to add an income suite and understand all the regulations for your area, you will want to draft your blueprints and submit a permit application, along with the fee, before you get started. For instance, in B.C. you are required to have a Building Permit for any suite to be considered legal.

IMPORTANT: Even if you are not required to have a building permit, it is important to get these permits for other aspects including insurance coverage should anything happen. Having a building permit will help protect your investment.

In addition to your building permits, you will need to get permits for any plumbing, electrical, and gas renovations prior to beginning your work.

Inspections & License: Once you have your permits and have begun construction, make sure you understand what inspections are required throughout the process and you schedule them accordingly with local authorities to ensure compliance with building codes, fire safety standards, and health regulations. If the work meets all requirements, your suite will be approved. The last step is determining if you need a business licence. This is not required if your family (parents, children, etc.) will be living in the suite. In Vancouver, for example, if you intend to rent out your suite long-term, you DO need a license. Be sure to check any rules on this in your area.

Beyond the ability to earn extra income per month, there are a few additional government incentive programs when it comes to suites including:

FIRST NATIONS: If you live on a First Nations reserve, you may be eligible for federal funding that will provide up to $60,000 to help you build an inexpensive secondary suite rental linked to your principal home. If you live in a northern or remote area, this amount is increased 25%. This is a 100% forgivable loan that is not required to be paid back assuming all guidelines are followed.

RESIDENTIAL REHABILITATION ASSISTANCE PROGRAM (RRAP) – SECONDARY AND GARDEN SUITES: This program is open to all First Nations or individual First Nation members, particularly those who own a family home that can be converted to include a self-contained suite for a senior or adult with disability.

MULTIGENERATIONAL HOME RENOVATION TAX CREDIT: A credit for a renovation that creates a secondary unit within the dwelling to be occupied by the qualifying individual or a qualifying relation. The value of the credit is 15% of the lesser of qualifying expenditures and $50,000.

BRITISH COLUMBIA: Beginning in early 2024, BC homeowners will be able to access a forgivable loan of 50% of the cost of renovations, up to a maximum of $40,000 over five years, for income suites.

ONTARIO: There are multiple secondary suite programs throughout Ontario, depending on your region. These loans provide $25,000 to $50,000 in funding and are forgivable assuming continuous ownership for 15 years. It is important check the local authorities at the “City of” to confirm that you completely understand the considerations before moving forward with implementing an income suite.

1520 FARMSTEAD DRIVE, MILTON

Discover the comfort and elegance of living in this meticulously maintained residence nestled within Milton’s welcoming community.

Situated in close proximity to parks and schools, this family-friendly abode epitomizes convenience and community. Don’t miss your chance to embrace the allure of this turnkey treasure in the heart of Milton’s most sought-after locale. Your new chapter begins here – schedule a viewing today and make this house your forever home.

BLUEBERRY

CRUMBLE PIE

INGREDIENTS - CRUST

2 cups (500 mL) flour

½ tsp (2 mL) kosher salt

2 tbsp (30 mL) sugar

¾ cup (175 mL) canola oil

1 tbsp (15 mL) vanilla

2 tbsp (30 mL) milk

INGREDIENTS - CRUMBLE TOPPING

½ cup (125 mL) flour

3 tbsp (45 mL) brown sugar

2 tbsp (30 mL) cold butter

DIRECTIONS

INGREDIENTS - FILLING

2½ dry pints fresh blueberries, about 5 cups (1.25 L)

Freshly squeezed lemon juice from half a lemon

¼ cup (60 mL) sugar

1 tbsp (15 mL) flour

1 tbsp (15 mL) cornstarch

2 tbsp (30 mL) sugar

½ tsp (2 mL) kosher salt

1 tsp (5 mL) vanilla

STEP 1: Preheat oven to 350°F (180°C).

STEP 2: To make crust, add flour, salt and sugar to a 9-inch (23-cm) pie plate. Stir in oil, vanilla and milk. Work together into a patty of dough(dough will be quite moist) and remove ¼ cup (60 mL) of it, setting aside for crumble topping.

STEP 3: Press remaining dough evenly into pie plate, making sure it isn’t too thick on the bottom. Prick bottom of crust all over with a fork, then place pie plate on a baking sheet and bake in oven until very lightly golden, approximately 12 minutes. Remove and set aside.

STEP 4: To make filling, combine fresh blueberries with lemon juice, sugar, flour and cornstarch. Mix thoroughly and pour into prepared pie crust. It will be quite full.

STEP 5: Raise oven temperature to 425°F (220°C).

STEP 6: For crumble topping, put the flour, sugars and salt into a bowl. Using your fingers blend in butter until mixture is crumbly. Add vanilla and the ¼ cup (60 mL) of reserved pie-crust dough to the crumble, blending it in with your fingers. Mound crumble topping all over top of blueberries.

STEP 7: Bake on baking sheet for 15 minutes, then lower heat to 375°F (190°C) for another 25 to 30 minutes or until pie is golden. Let cool for several hours before eating.

Serves 6 to 8.

Source: https://www.lcbo.com/en/recipe/blueberry-crumble-pie/201604043

SUMMER MARKET UPDATE

TORONTO, ONTARIO, August 3, 2023 – Greater Toronto Area (GTA) home sales, new listings, and home prices were up in July 2023 in comparison to July 2022. On a seasonally adjusted basis, the market experienced more balance in July compared to June, with sales trending lower while new listings were up.

“Home sales continued to be above last year’s levels in July, which suggests that many households have adjusted to higher borrowing costs. With that being said, it does appear that the sales momentum that we experienced earlier in the spring has stalled somewhat since the Bank of Canada restarted its rate-tightening cycle in June. Compounding the impact of higher rates has been the persistent lack of listings for people to purchase compared to previous years,” said Toronto Regional Real Estate Board (TRREB) President Paul Baron.

GTA REALTORS® reported 5,250 sales through TRREB’s MLS® System in July 2023, representing a 7.8 percent increase compared to July 2022. Over the same period, new listings were also up, but by a greater annual rate of 11.5 percent. The MLS® Home Price Index Composite benchmark was up by 1.3 percent year-over-year. The average selling price was also up by 4.2 percent to $1,118,374 over the same timeframe.

On a seasonally adjusted monthly basis, the number of sales trended lower for the second straight month, whereas new listings trended upward. The seasonally

adjusted average selling price edged lower while the MLS® HPI Composite benchmark edged higher.

“Uncertainty surrounding the direction of borrowing costs, jobs, and the overall economy has impacted home sales over the last two months. Over the long term, the demand for ownership housing will remain strong on the back of record population growth. However, many homebuyers will continue to be on the sidelines in the short term until the direction of monetary policy and the economy becomes clearer,” said TRREB Chief Market Analyst Jason Mercer.

“We continue to suffer from a misalignment in public policy as it relates to housing. The federal government is targeting record levels of immigration for the foreseeable future, but we have seen very little tangible progress in creating more ownership and rental housing to accommodate this growth. Population growth is imperative for economic development; however, this growth will be unsustainable if people can’t find an affordable place to live. All three levels of government need to be on the same page to fix this problem,” said TRREB CEO John DiMichele.

Source: https://issuu.com/tbrealtygroup/docs/tb_realty_group_market_update_1_?fr=sNDc1ZDYxMjY4NjY

Jameson’s and Ginger with Lime

On a recent trip to Ireland earlier this month

I was able to tour the Jameson Factory in Dublin. What a great tour, not only did we learn how they make their many brands but we were able to sample them all as well. I have a new favourite drink J&G or Jameson’s and Ginger with lime.

If you haven’t given it a try I would, I only give recommendations for my all time favourite drinks or foods. Let me know how much you enjoyed it or please email us your favourites and we will share them with all of our clients.

FOR LEASE

1291 GLENAYR GATE, OAKVILLE

Fully furnished executive freehold townhome for 6-12 month lease. Perfect for relocation, just bring your suitcase! Enjoy your morning coffee on the fabulous backyard deck or barbecuing on the natural gas BBQ.

The tenant is responsible for snow removal. Summer maintenance included. Biweekly/Monthly cleaning can also be arranged. Get a taste of the good life!

OUR AGENTS FAVOURITES

Theresa recommends “The Five-Star Weekend”

Sometimes you just need to relax with an easygoing summer read after all the long zoom and in-person meetings all week. If you just want to retreat into a book that you can enjoy without thinking too hard, this is it! Elgin Hilderbrands 5 Star weekend is about a women, friend almost sister who has just lost her husband and how she decides to host a 5 Star weekend with women from her past and present. With alternating POVs, The Five-Star Weekend is the story of five very different women, each dealing with their own problems - work, health, family and relationships, who are brought together only by their mutual friendship with Hollis. There’s tension from long-held resentments, a little jealousy, and some secrets. It’s worth the read and then I challenge you to think just who you would invite to such a weekend if you hosted one. Take the challenge.

OUR AGENTS FAVOURITES

Samantha recommends

Hibachi Teppanyaki and Bar Square One Mississauga

Hibachi Teppanyaki & Bar is a Japanese style Teppanyaki restaurant specializing in cooking on Hibachi grills. An ultimate dining experience like no other. The chefs are very well trained in handling their tools while cooking on the grill. The master chefs will dazzle you with their samurai-like swordsmanship as they slice, dice, juggle and entertain while preparing delicious food on a sizzling Teppanyaki grill. I highly recommend this Mississauga restaurant.

Enjoy exceptional golf course and lake views from this spectacular Porta Rossa home located on a corner lot with side yard and within walking distance of the clubhouse

A panoramic view surrounds the heated pool, spa and outdoor kitchen with builtin grill and refrigerator. This is just the start of the incredible option that await you the moment you consider that the best part of your life begins now.

GRILLED PROSCIUTTO AND MELON WITH OLIVE OIL

INGREDIENTS

Vegetable oil, for brushing grill grates

1 large cantaloupe, rind removed and cut into 8 slices

8 slices Prosciutto di Parma

2 tablespoons extra virgin olive oil

DIRECTIONS

This grilled version of the classic prosciutto and melon will add a nice flair to your next backyard party. Grilling this dish will accent both the salty flavor of the prosciutto and the sweetness of the cantaloupe.

If using bamboo skewers, soak for at least 1 hour in water before using. Prepare a moderate charcoal fire, preheat a gas grill to medium, or heat a grill pan on medium heat. Brush grill grates with a thin layer of vegetable oil to coat.

Thread each melon slice onto the skewers and brush with olive oil.

Grill the melon slices, charring and turning once, about 3-5 minutes. Transfer grilled melon slices to a platter. Garnish each wedge of melon with a slice of prosciutto, freshly ground pepper and a drizzle of olive oil. Melon can be served warm or room temperature. Serves 8.

Source: https://www.surlatable.com/grilled-prosciutto-andmelon-with-olive-oil/REC-431614.html?cgid=summer-recipes&start=65&utm_source=contentcenter&utm_medium=organicsearch&utm_campaign=midsummer_recipes

FOR SALE

9 WEBB AVENUE BRANTFORD

Indulge in the ultimate living experience with this exceptional 4 bedroom residence, renovated just 5 years ago. The main and upper levels of this elegant home radiate sophistication and design. As you step inside, you’ll be captivated by the spacious and open living areas that are perfect for family living. The expansive deck and meticulously curated garden offer a tranquil space to enjoy your weekends in luxury and style.

SOLD

We are excited to share the news of another successful transaction involving the exquisite property at 50 Cronin Drive. This remarkable listing, nestled in a coveted neighbourhood, has been proudly acquired, marking its journey from a house on the market to a cherished home. At TB Realty Group, we consistently strive for excellence in real estate, and this sale is yet another testament to our commitment. Our proven track record of achieving outstanding results for our clients speaks volumes about our dedication and expertise in the industry. If you’re seeking a dynamic real estate team that can deliver unparalleled success, we encourage you to connect with us.

Welcome to this stunning house. Only 8 years old with original owners who have lovingly upgraded this home and taken it to a whole new level.

9 and 10 foot ceilings, hardwood floors, Italian marble mantle fireplace and 3,500 square feet of living space. Just waiting for you to make it your own! Reach out to Theresa or Lindsay for more information.

MENTAL HEALTH APPS YOU’LL WANT TO INSTALL RIGHT AWAY

Under pressure? Check out the best mental health apps for mindfulness, meditation, relaxation and sleep.

Millions of Canadians struggle with mental health issues. As you might expect, the pandemic didn’t help matters. According to a recent national survey, one in four Canadians aged 18 and older screened positive for symptoms of depression, anxiety or post-traumatic stress disorder (PTSD)—up from one in five pre-Covid-19.

While nothing replaces the services of a mental health professional, including therapy, apps are a convenient and practical way to find little moments of Zen throughout the day—especially as you always have your phone with you.

The following are a few recommended downloads for iOS (iPhone, iPad) and Android devices (such as a Samsung Galaxy or Google Pixel phone), although many offer web-

sites for desktop access, too. Most are “freemium” apps, meaning they don’t cost anything to start, but paying users can access additional content and features.

Note: If you suffer from more than just the occasional “blues” or a sleepless night, be sure to seek medical attention from your physician or via a reputable mental health organization, such as CamH or the Canadian Mental Health Association.

INDUCE CALM, WHENEVER AND WHEREVER

One of the biggest mental health apps on the market is still one of the best. Whether you’ve got three minutes or a full half-hour to spare, Calm has several hundred audio-guided sessions of various durations to squeeze into your busy schedule. Choose the subject that’s relevant to you, whether it’s “Managing Stress,” “Breaking Habits” or “Self-Esteem,” tap to launch the session, close your eyes, and allow the soft-spoken instructors guide you

Source: https://www.readersdigest.ca/health/healthy-living/mental-health-apps/

through mindfulness and meditation exercises. Track your progress with “gamification” elements like daily streaks, as well as a running tally of time spent meditating. For a more structured approach, consider the 7- and 21-day programs. While there are free sessions to get you started, subscriptions start at $12.99/month or $69.99/year.

Pro tip: If you own a smart speaker like a Google Nest or Amazon Echo, you can wake up your personal assistant and simply say “Open Calm” to start a session on-demand.

IMPROVE YOUR MOOD—AND YOUR OUTLOOK

Specifically designed for “fidgety skeptics,” Ten Percent Happier Meditation offers clear and simple meditation lessons—with video. Led by New York Times bestselling author and ABC News anchor Dan Harris—who suffered an on-air panic attack in 2004, which prompted him to

write the book Ten Percent Happier—the app features quick meditations by respected teachers, available whenever you are.

Through the iOS or Android app (as well as the website), Ten Percent Happier Meditation offers access to a seven-session introductory course, daily meditation videos (including offline access), guided audio lessons (for when you can’t look at a screen), advice and tips to applying mindfulness to your personal and professional life, and new content added monthly to keep things fresh. While the app is free to download and use, members get a lot more content, including a library of more than 500 guided meditations, for $11.99 per month (or $124.99 per year).

CHAT WITH A THERAPIST

There are a few mental health apps that put a licensed therapist in your pocket. Talkspace, for

example, offers confidential and relatively affordable therapy sessions, where you can send texts, audio, pictures, and video messages to a therapist from the app or your web browser. (You might have seen world champion swimmer Michael Phelps endorse this app in commercials.) Rates average around $150 per hour, but it’s best to confirm in advance so there are no surprises (and always check with your health insurance provider to determine coverage, if any).

Similarly, BetterHelp provides access to more than 30,000 trained and accredited therapists. A pre-screening questionnaire helps ensure a strong match based on your specific areas of concern, and the live sessions are hosted on BetterHelp’s secure platform, regardless of what device you’re on. It should be noted that BetterHelp is subscription-based, starting from around $100-$130 per week (billed every four weeks). Along with live sessions, membership includes unlimited text, video, and audio messaging.

Other therapy-centric mental health apps and/or websites include Sanvello, Maven Clinic (designed for women), and TELUS Health Virtual Care (formerly Akira).

SLEEP BETTER

We all know how important it is to get a good night’s sleep, as it promotes better concentration and productivity, reduces your risk for heart disease, and can even boost your immune system. While there are several factors that could impact the quantity and quality of your sleep—aging, diet, stress, room conditions, and alcohol consumption, to name a few—a Canadian-made app may be able to help you fall asleep easier. (I know, I know, staying asleep is another thing altogether.)

Formerly Relax Melodies, Montreal-based BetterSleep helps you fall asleep by letting you choose from a myriad of soothing nature sounds, like rain on a tin roof, a crackling fire, whooshing waves, or wildlife in a forest. If you can’t find exactly what you’re looking for, you have the option to create your own “soundscape,” too. The app also includes white noise options, meditation sessions, bedtime stories, and a section on SleepMoves: a series of body-mind exercises and relaxation techniques. Monthly premium plans start at $9.99 a month.

Other mental health apps and online resources worth exploring include PocketWell (Wellness Together Canada), MindShift, BounceBack, What’s Up Walk-In, MindDoc, iMoodJournal, and Breathe2Relax.

OUR MISSION

We are on a mission to raise $10,000 for CAMH (Centre For Addiction And Mental Health) and CADDAC (Centre For ADHD Awareness Canada). It is without a doubt that ADHD and mental health issues are common in our community and continue to be a contributing cause of death around the world.

The Centre for Addiction and Mental Health is a psychiatric teaching hospital located in Toronto and ten community locations throughout the province of Ontario. At CAMH, it’s their goal to provide hope and a path toward recovery from mental illness and substance use for anyone in need.

There are approximately 2 million individuals affected by ADHD in Canada. Individuals, families, and parents with children are left scrambling to cope, figuring out how and where to get support for their ADHD. As well, they are trying to figure out how to pay for expensive programs.

Our families have been directly affected by ADHD and Mental Health issues so in hopes that one day no one else will have to experience the angst of dealing with ADHD or any kind of addiction or depression, we have chosen to donate a portion of our professional fees to these charities. As well, when you refer a friend or family member to our team not only will they receive award-winning service, but they will also be contributing to these extremely worthy causes. Together we can help calm minds and ensure that everyone gets the support they need.

We encourage you to visit both of their websites at www.camh.ca and www.caddac.ca and check out the incredible work they are doing in our community and beyond!

Why I Work by Referral

When you need to find great service, you feel more comfortable when you get a referral from someone who you know and trust. As a real estate agent who works by referral, I know that level of trust is especially important when it comes to the biggest financial decision you will ever make — buying or selling a house.

More Time to Serve You

My primary source of new business is referrals from people who know and trust me — not purchased lists, ads or billboards. This allows me to fully dedicate myself to working with you and providing exceptional service.

Service That Will Exceed Your Expectations

A real estate transaction can be a stressful and emotional time. As a trusted real estate professional, I will work with you every step of the way to help make the process go as smoothly as possible.

Service That Continues After the Sale

After the sale, I'll stay in touch by sending you information each month on a variety of subjects. I'll also call from time to time to check in to see if there is anything you need.

Working by referral is all about trust. And let’s face it, when we’re seeking great service, we look for someone we can trust.

What Can I Do for You?

There are many ways I can be of service to you outside of an active real estate transaction. Please don’t hesitate to ask me for a referral to a vendor or service.

Rely on My List of Professionals

Consider me your source of referrals for all types of businesses, whether related to real estate or not. I have partnered with competent professionals who will be happy to serve you, such as:

Transaction Related

Lenders, legal professionals, closing agents, home inspectors, pest control services, insurance agents (home, auto, health), movers.

Home Repairs and Improvements

General contractors, interior designers, roofers, painters, flooring installers, specialists (plumbing, electrical, HVAC).

Real Estate News You Can Use

Other Business Professionals

Financial planners, tax advisors, doctors, dentists.

Landscape and Home Maintenance

Yard and pool services, house cleaners, window washers.

If you need a referral for a provider that is not mentioned here, feel free to ask me; I may know just the person you’re looking for!

I can provide you with reliable and up-to-date information and statistics on local market conditions. You can use this information for an actual or potential real estate transaction.

Community Insights

I’m happy to share information on community amenities such as parks, schools and trails, and even special events.

Maximize Resale Potential

I can offer advice and suggestions on ways you can upgrade your current property to enhance its resale value.

Let’s Talk Market Value

Request a market analysis to estimate your home’s current value. I can also let you know about any pertinent issues in the community that may affect property values.

Help Wherever You Need It

I can help you or a family member find a like-minded real estate professional in another part of the country.

Don't hesitate to call me with your questions on the state of the real estate market! I would be honored to have the opportunity to serve you by sharing market updates and assisting with your buying and selling needs.